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☆ What is flood insurance, and why do you need it?
▼ + stars: | 2023-07-12 | by ( Eva Rothenberg | ) edition.cnn.com time to read: +7 min

But only four property owners in the entire town have active flood insurance policies. In the United States, FEMA has traditionally provided all flood insurance plans through the National Flood Insurance Program (NFIP). According to the Insurance Information Institute, an industry trade group, Florida, Louisiana and Texas account for 40% of all flood insurance policies nationwide. The origin of this exclusion can be traced to the 1968 National Flood Insurance Act, which established the NFIP. For example, in Miami, flood insurance can sometimes rival the amount that people pay for homeowners insurance, according to the Insurance Information Institute.

Persons: Kathy Hochul, ”, David Maurstad, it’s, Laura Lightbody, John Minchillo, Michael Barry, Barry, ’ ”, Lightbody, ” Lightbody, it’ll Organizations: CNN, Gov, Federal Emergency Management Agency, FEMA, National Flood Insurance, Flood, Insurance Information Institute, Pew, Trusts, Insurance, Institute’s, Flood Insurance Locations: Highlands , New York, ”, West, United States, America, Miami, Florida , Louisiana, Texas, Highland Falls, N.Y, New, Hudson

A concrete patio was washed into a brook behind a home after flash flooding left widespread damage to the downtown in Highland Falls, N.Y., on Monday, July 10, 2023. Ms. Dagaev looked outside. Ms. Dagaev was unsteady on her feet on dry land. She called her friend, Laurie Tautel, the county legislator, who was just minutes away on Main Street in Highland Falls. “You’ve got to get me out of here!” Ms. Dagaev shouted.

Persons: Katharine Dagaev, Dagaev, Younger, Pat Flynn, Flynn, they’re, “ Let’s, Mr, couldn’t, Laurie Tautel, Tautel, “ You’ve, “, ”, ’ Organizations: “, Credit, Firefighters Locations: Highland Falls, N.Y, Highland, Hudson, New York, West Point

☆ Flooding threatens Vermont's capital as crews rescue more than 100
▼ + stars: | 2023-07-11 | by ( ) www.cnbc.com time to read: +8 min

Emergency services work following flooding, in Montpelier, Vermont, July 11, 2023 in this still image taken from video obtained from social media. A person rows a paddle board in a flooded area in Montpelier, Vermont, July 11, 2023. A vehicle makes its way through a flooded street, in Montpelier, Vermont, July 11, 2023, in this picture obtained from social media. There have been no reports of injuries or deaths related to the flooding in Vermont, where swift-water rescue teams aided by National Guard helicopter crews have done more than 100 rescues, Vermont Emergency Management said Tuesday. Emergency services work following flooding, in Montpelier, Vermont, July 11, 2023 in this still image taken from video obtained from social media.

Persons: Neal P, Goswami, Brian Snyder, Irene, Phil Scott, Scott, Mike Cannon, Bill Fraser, Eric Nordenson, John Montes, Reuters Syd Straw, Joe Biden, Dennis Pinkham, Karine Jean, Pierre, Maggie Lenz, Pamela Nugent, Kathy Hochul Organizations: Reuters, City, National Guard helicopter, Vermont Emergency Management, New Hampshire, Vermont Urban, Montpelier Police, City Hall, Police, National Weather Service, NATO, Federal Emergency Management Agency, Reuters FEMA, White, The U.S . Military Academy, West, New York Gov Locations: Montpelier , Vermont, Vermont, Montpelier, New York, New, Massachusetts, Canada, U.S, Barre, John Montes ,, Northern New England, New England, Connecticut, New Hampshire, Weston, Hartford, Lithuania, Massachusetts , Connecticut, Montpelier and Middlesex, North Carolina , Michigan, Hudson Valley, Fort Montgomery, The, Highland Falls, Hudson

☆ See images of the floods plaguing New York and New England
▼ + stars: | 2023-07-10 | by ( ) www.cnbc.com time to read: +5 min

Parts of the Burlington, Vermont, area have seen 6 inches (15 cm) of rain, with 2 inches (5 cm)of downpours expected Monday afternoon. Amtrak suspended passenger train service between the state capital Albany and New York City after flooding damaged tracks. Amtrak shares some of that route's track with the Metro-North commuter railroad into New York, which suspended some service on that line and another. "This is an all-hands-on-deck" event, Vermont Governor Phil Scott said at a news conference, a day after declaring a state of emergency for Vermont. About two dozen state roads were closed as potentially deadly flooding spread across much of the state from the Massachusetts state line north to the Canadian border, Vermont State Police said.

Persons: Kathy Hochul, Fatih Aktas, downpours, Boston's Logan, Steven Neuhaus, ABC's, Neuhaus, Melissa Roberts, Phil Scott, Irene, Jeannette Haight Organizations: Anadolu Agency, Getty, National Weather Service, New York's LaGuardia, Amtrak, Metro, U.S . Military Academy, New, Vermont State Police, Burlington Locations: Highland Falls, Fatih, U.S, Eastern New York, Boston, Western Maine, Stormville, New York City, Burlington , Vermont, Albany, New York, Orange County , New York, Fort Montgomery, Orange County, Ontario County, Vermont, New England, Massachusetts, Andover, North Carolina

☆ When the Water Rushed In, Help Rushed Over
▼ + stars: | 2023-07-10 | by ( Michael Wilson | More About Michael Wilson | ) www.nytimes.com time to read: +1 min

But terrified residents watching water climb in their homes had no way of knowing when or if help would arrive. It was like a river had been diverted, running now through the middle of the four small buildings that are the Weyant Green Apartments in the village of Highland Falls. Younger relatives were trying to help, but the nearby bridge was covered by several feet of rushing water, and they couldn’t get to the property. Pat Flynn, a former mayor of Highland Falls, made it over in his Explorer with a friend worried for her mother. He saw older men and women — the ones who could stand — cowering in their doorways as water rose up their legs.

Persons: Dagaev, Younger, Pat Flynn Locations: Hudson, New York, Highland Falls, Highland

☆ Heavy rains pound US Northeast, with more storms on the way
▼ + stars: | 2023-07-10 | by ( ) www.reuters.com time to read: +2 min

July 9 (Reuters) - Heavy rainstorms poured over parts of New York and Pennsylvania on Sunday, with first responders rescuing people stuck in vehicles along flooded roadways and with more wet weather on the way for the U.S. Northeast. "Significant flooding in Stony Point - homes and cars - and many people evacuated," he wrote. [1/2]Streets are flooded in Highland Falls, Orange County, U.S., in this video screengrab obtained from social media, July 9, 2023. Melissa Roberts/via REUTERS/File photoCentral Pennsylvania and southern New York bore the brunt of the rain on Sunday. Blocked roads in New York's Orange County, which is home to West Point, prevented rescue teams from reaching isolated people, the New York Times reported, citing a county emergency management official.

Persons: Mike Lawler, Bryan Jackson, screengrab, Melissa Roberts, Jackson, Brendan O'Brien, Daniel Trotta, Leslie Adler Organizations: U.S, Weather, Prediction, United States Military Academy, New York Times, Thomson Locations: New York, Pennsylvania, U.S ., . U.S, Hudson Valley, New York City, Stony Point, Hudson, Manhattan, Quakertown, Allentown, Canadian, Ontario, Highland Falls , Orange County , U.S, New England, Burlington , Vermont, West Point , New York, New York's Orange County, West, Chicago, Carlsbad , California

[1/3] Debris from overnight flooding along Cedar Pond Brook is pictured in Stony Point, New York, U.S., July 10, 2023. "Widespread, heavy rainfall capable of producing considerable to catastrophic flooding is beginning to unfold, road washouts are ongoing, and are expected to increase in extent and severity over the course of the day," the weather service said on Monday. On Monday morning, Amtrak suspended passenger train service between Albany and New York after flooding damaged tracks. "So that's basically what our priority is today, to try to get to them and open up these major arteries." About two dozen state roads were closed as life-threatening flooding spread across much of the state from the Massachusetts state line north to the Canadian border, Vermont State Police said.

Persons: Mike Segar, Boston's Logan, Steven Neuhaus, ABC's, Neuhaus, Melissa Roberts, Kathy Hochul, Irene, Phil Scott, Jeannette Haight, Brendan O'Brien, Rich McKay, Ed Osmond, Jonathan Oatis Organizations: REUTERS, National Weather Service, New York's LaGuardia, Amtrak, U.S . Military Academy, Orange County . New, Vermont State Police, Burlington, Media, Thomson Locations: Stony Point , New York, U.S, Eastern New York, Boston, Western Maine, Albany, New York, Orange County , New York, Highland Falls, Fort Montgomery, New York City, Orange County ., Ontario County, Vermont, New England, Massachusetts, Andover, North Carolina, Chicago, Atlanta

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